MobiOcean Technologies Pvt. Ltd. is a leading Original Equipment Manufacturer (OEM) as well as a smart terminal manufacturer with payment capabilities and authentication-enabled. MobiOcean is based in New Delhi and provides a fully integrated Android POS terminal and biometric devices to customers in Government, BFSI, retail, and Public Distribution Systems.
MobiOcean is focused on simplifying and securing digital transactions and is ready and willing to provide scalable devices that support service delivery in-store, and at-door. Our POS devices are tailored for small retailers to large enterprises, or public organizations, with a focus on security and compliance, and ease of integration.
MobiOcean is gives the first suite of hardware and software solutions that combines biometric authentication, payment processing, and centralized device management with their wholly developed Terminal Management System (TMS) software as a solution. Our solutions enable businesses and institutions to function efficiently across remote, mobile, and urban locations.
Company Overview
MobiOcean Technologies Pvt. Ltd., was established in 2015, is a fully integrated technological solutions vendor that provides mobility and payment solutions to the retail, corporate, and government sectors. The establishment’s agenda was to support the great transition from CASH to secure and effective transfer systems and transactions.
MobiOcean envisions a future where all transactions take place digitally, seamlessly and securely, regardless of who, what, and where the transaction is being initiated regardless of the currency or conventional boundaries. As MobiOcean endeavors to become a leader in the smart mobility and payment solutions space, the company’s commitment to innovating and adopting emerging technologies, as well as examining and implementing pragmatic deployment models, enabling organisations to facilitate digital transformation, wherever they operate or conduct business.
The company continues to align with national programs such as Digital India and to provide solutions that connect technology infrastructure with service delivery in the real world, in urban and rural India.
Core Offerings
MobiOcean’s product portfolio comprises:
1. Smart Android-based EFT POS Terminal
The Smart EFT POS Terminal from MobiOcean is a powerful, full-featured Android device that provides safe, multi-industry, fast transaction capabilities for any business. The Android operating system with a robust 5.5″ capacitive touch display provides an intuitive touchscreen interface appropriate for multiple public and private sector use cases.
The terminal is also PCI-PTS and EMV L1/L2 certified, meaning that it can meet the highest standards of payment security and reliability internationally. The terminal has multiple payment acceptance methods: contactless/NFC (tap cards), chip credit and debit cards, QR payments and mobile wallets.
Key features include:
- Integrated thermal printer for quick receipt printing
- Faster product and identification scanning thanks to an integrated 1D/2D scanner.
- Optional secure SAM slot for additional cryptographic support
- STQC L1 certified fingerprint scanner to enable use with Aadhaar-enabled applications
This POS terminal benefits from an STQC-certified biometric module, making it suitable for Government schemes and financial inclusion programs, such as:
- Transactions at Fair Price Stores Using the Public Distribution System (PDS)
- Verification of Direct Benefit Transfers (DBT)
- Operate Aadhaar-enabled payment systems (AEPS)
- Bank, NBFC, and Business Correspondent eKYC and Account Openings
Its compact, handheld profile and rugged, field-ready build make it reliable operation in difficult settings like rural landscapes and deliveries to doorsteps.
The Smart EFT POS is the perfect solution for a wide range of environments; including, but not limited to retail, hospitality, logistics, and public service delivering trusted digital payments in real time whilst ensuring the convenience of your customers.
2. MO-T3 – Biometric Access Control and eKYC Device
The MobiOcean MO-T3 is a compact, embedded Android-based biometric terminal that is especially meant for Aadhaar-enabled biometric attendance using fingerprint and face authentication and eKYC applications. The MO-T3 provides public as well as commercial sectors with a scalable, secure, and efficient workforce monitoring and identification verification solution.
The MO-T3 features a sturdy, unyielding enclosure, making it an ideal choice for wall-mounted setups in both indoor and semi-outdoor spaces. Its design ensures that applications running at high frequencies can enjoy uninterrupted operation thanks to its continuous on-load functionality.
Key features include:
- Integrated STQC L1 certified fingerprint reader for UIDAI-compatible biometric verification
- Support for UIDAI Face Authentication, allowing dual-mode identity verification
- 13MP autofocus camera with accurate face recognition and document scanning
- 4G, Wi-Fi, and Bluetooth connectivity for easy transmission of data
- With optional GPS and NFC functionality for location-based attendance and access apps.
- Offered with secure firmware and EPRM for use in regulated applications
The MO-T3 device is ideal for:
- Biometric attendance systems in federal and state government agencies that are Aadhaar-enabled
- eKYC onboarding for Telecom operators, banks, insurance, and NBFCs
- Time tracking and campus access control for schools and corporate campuses
- Doorstep authentication services through schemes like DBT outreach, CSCs, and NRLM BC-Sakhi
Due to its robust but lightweight construction and powerful processing capability (up to 4GB RAM and 64GB storage), it can both be used stationary and on-the-go.
Business Model & Market Presence
MobiOcean Technologies Pvt. Ltd. has a strong customer-first orientation, and while we provide economical and scalable solutions, we don’t cut corners or offer lowered standards to save money. The company commercializes hardware, embedded software, and a centralized device management capability; we deploy a blended model of hardware and software to offer complete digital transaction and authentication solutions.
MobiOcean has a suite of products consisting of android based POS terminals, and handheld solutions equipped with biometrics, all integrated with tailored applications, focused mostly on digital payments, eKYC, and digital services/tools. These various devices accept all modes of transactions, namely credit/debit cards, UPI, AePS and wallet transactions; it lends itself to many applications; such as, PDS outlets, DBT programs, Fertilizer shops, Micro ATMs and Banking Correspondents, etc.
MobiOcean’s trend exhibits over 1.75+ lakh deployment bases across 20+ States and Union Territories; a strong presence in both rural and urban markets, earth productive channel partners and local support nationwide.
Key Client Sectors and Verticals
MobiOcean Technologies Pvt. Ltd. has established a strong presence across a broad spectrum of industries by offering reliable, secure, and scalable mobility, biometric, and payment solutions. With proven deployments across both public and private sectors, MobiOcean’s devices are tailored to serve mission-critical applications requiring compliance, field-readiness, and operational continuity.
Key Verticals:
- Banking and Financial Services – MicroATM deployments, AePS, assisted eKYC and Business Correspondent networks
- Government Programs – Fertilizer DBT, ePDS, eChallan, Smart Cities, and other subsidy based schemes
- Retail and / MSME – Android POS terminals for multi-mode (card, UPI, wallet, QR) payments
- Logistics and Distribution – Last-mile collections and mobile inventory handling
- Government Departments and Ministries – Aadhaar-based biometric attendance systems within office and field units
- BFSI Sector (Banks, NBFCs, Insurance) – Face and fingerprint-based eKYC, customer onboarding and document verification
- Telecom and Digital Infrastructure – SIM activations and subscriber verification via Aadhaar authentication
- Rural Empowerment Schemes – Deployment under schemes such as NRLM (BC Sakhi) and Common Service Centres (CSC) for doorstep service delivery
The flexible nature of MobiOcean’s many customized but certification-compliant solutions – from secure Android POS devices to biometric tablets – highlights the companys ability to adjust to the needs of its many clients. MobiOcean continues to support national paradigms such as Digital India by ensuring the facilitation of both financial inclusion and digital governance in various sectors.
Notable Projects and Use Cases
1. Fertilizer Distribution (DBT Program) – 25+ States
MobiOcean has contributed to the Government of India’s Direct Benefit Transfer (DBT) in Fertilizers program by implementing Android POS terminals across 25+ states. MobiOcean’s POS devices, which contain STQC-certified fingerprint readers, allow for Aadhaar-based farmer authentication at fertilizer retail outlets. This has increased transparency and guaranteed that subsidy disbursements are accurate, and improved supply chains in rural India by reducing pilferage and delays.
2. eChallan System – Rajasthan, Assam, Goa
MobiOcean’s POS devices are being used to implement eChallan systems in traffic enforcement in Rajasthan, Assam and Goa. The eChallan systems have combined transport department applications and secure payment modules with MobiOcean’s POS terminals to enable the enforcement officials to issue challans and recover a penalty there and then, resulting in enhanced compliance and less bottleneck in collection in the field.
3. Business Correspondent Services under NRLM (BC Sakhi Program)
By working with BC networks, MobiOcean has provided its biometric POS and MO-T3 devices to support the NRLM’s BC Sakhi program. This works to empower rural women by providing them tools to deliver doorstep banking services. The Aadhaar-enabled devices can perform AePS transactions, fund transfers, and mini statements, helping to improve financial inclusion to neglected communities.
4. Cooperative Banks – PACS Societies
In partnership with Cooperative Banks, MobiOcean POS terminals were deployed at PACS societies (Primary Agriculture Cooperative Society) to bring digitization to agricultural lending, subsidy distribution, and banking services. Additionally, devices have helped track recordkeeping and improved farmers access to various digital banking offerings in rural areas.
5. Financial Inclusion – Rajasthan Marudhara Gramin Bank (RMGB)
MobiOcean has deployed TPS900 terminal, approved by NPCI for Micro ATM services, at leading Gramin Banks. Our Mobile biometric authentication and financial transactions have been deployed at remote places using Micro ATM infrastructure. This project supports and consolidates formal rural banking and is consistent with the RBI and NPCI financial inclusion thrust
Competitive Landscape
The Android-based point of sale (POS) terminals and biometric authentication devices markets in India are accelerating rapidly, driven by government-led digital initiatives including Digital India, Direct Benefit Transfers (DBT), Aadhaar-enabled Payment System (AePS), Smart Cities, and much more adoption of contactless and cashless payments by private operators.
Different from many other players in the market, MobiOcean has differentiated itself as a company that provides fully integrated solutions to its customers with its own uniquely developed Terminal Management System (TMS), national field support and technology first strategy.
Conclusion
MobiOcean Technologies Pvt. Ltd. is the leading player in India’s digital transformation landscape with secure, compliant, and scalable smart terminal solutions for both government led initiatives and enterprise level service delivery. As an OEM, MobiOcean has been delivering end-to-end mobility and payments infrastructure providing certified hardware, software developed in-house, and national support.
MobiOcean has implemented various applications from fertilizer subsidy disbursement to biometric attendance systems, as well as eChallan systems to support enforcement and financial inclusion, and has been a trusted partner and and has shown great flexibility in the public sector. It’s commitment to innovation is reflected in its STQC, PCI, and EMV certified products, it’s proprietary Terminal Management System (TMS), and it’s contribution and enabler of Digital India, DBT, AePS, and Smart City programs.
With a rapidly growing deployment base and a strong network of public sector partnerships, MobiOcean is uniquely positioned to scale its impact—delivering trusted, field-ready solutions for last-mile connectivity, secure payments, and citizen-centric services across India and beyond.
FAQ’s
Que: What is MobiOcean Technologies Pvt. Ltd.?
Ans: MobiOcean Technologies is an Original Equipment Manufacturer (OEM) and integrated solutions provider based in India. MobiOcean Technologies manufactures Android-based POS terminals and Biometric Authentication devices and completed its first manufacturing facility in New Delhi in 2015. MobiOcean Technologies is an Indian based OEM and integrated solutions provider that caters to Retail, Banking, and Government. MobiOcean provides secure, field-ready, and scalable devices for digital payments, eKYC, authenticating attendance, and financial inclusion programs.
Que: How does MobiOcean support the Digital India initiative?
Ans: MobiOcean directly participates in the Digital India Mission and DFS initiatives around Direct Benefit Transfer (DBT), AePS, PDS, eChallan, and biometric attendance systems. MobiOcean’s STQC certified devices enable secure Aadhaar based authentication in these areas and its PCI/EMV certified POS terminals are enabling cashless transactions across rural and urban India which in turn supports the migration of government sectors and citizens towards Digital First Service models.
Que: Can MobiOcean’s devices and platforms be integrated with existing systems?
Ans: Yes. MobiOcean’s devices are SDK-ready units and may interface completely or with in-house technology. They allow, even for semi-custom integration with banking backends, enterprise ERP, logistics platforms, and governmental service portals. MobiOcean’s own Terminal Management System (TMS) guarantees hassle-free deployment, remote management, and workflow compatibility across a variety of sectors.
Que: How does MobiOcean ensure the security of transactions and data?
Ans: MobiOcean’s POS devices meet a range of international security standards such as PCI-PTS, EMV L1/L2, and STQC / UIDAI norms. MobiOcean devices additionally employ some specific secure hardware components, have secure encrypted firmware components, and periodically conduct VAPT on the devices. All of these measures ensure any transaction based on biometric or card has complete end-to-end security for the users data and information.
Que: Which sectors and use cases does MobiOcean specialize in?
Ans: MobiOcean has provided solutions for a number of different sectors, including:
• Public Distribution System (PDS)
• Fertilizer Subsidy (DBT) Outlets
• eChallan Enforcement – Police CCTVs
• Banking & Financial Services (MicroATM, BCs)
• Smart City Projects
• Biometric Attendance for Government